Terms of Service

By accessing or using Settlement Guru's website and services, you confirm that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you must not use our platform or services.

Settlement Guru acts as a facilitator to help you negotiate debt settlements with your creditors. We provide consultation, negotiation support, and guidance throughout the debt settlement process. We do not lend money, make loan payments on your behalf, or guarantee specific settlement outcomes.

You agree to provide accurate, complete, and current information during the onboarding process. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. You must not misuse our platform for any unlawful purpose or in any way that could damage our reputation or operations.

All content on this website — including text, graphics, logos, tooling, and software — is the property of Settlement Guru or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.

Settlement Guru and its representatives shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services. Our total liability is limited to the fees you have paid us for the specific service giving rise to the claim. We do not guarantee debt elimination or specific settlement percentages.

We reserve the right to suspend or terminate your access to our services at any time, without notice, for conduct that we believe violates these Terms of Service or is harmful to other users, third parties, or our business. Upon termination, your right to use our services will immediately cease.

These Terms of Service are governed by and construed in accordance with the laws of India. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts in New Delhi, India.